Helping you Fulfill Your Dreams
Mortgage Checklist
The following items may not apply to your specific situation.
However, additional information may also be required. Please use the checklist as a guide.
Mortgage Checklist
The following information is usually required during the loan process:
- Sales contract on the home you are purchasing, if applicable.
- Employment paystubs for the last 30 days.
- Last two years W-2's and/or 1099's. Last two years complete Federal Tax returns.
- Self-employed borrower's (ownership in excess of 25%): last two years complete personal and corporate/partnership tax returns, as well as year to date profit and loss statement and balance sheet.
- Previous 2 month's statements on all bank, credit union, stocks, and brokerage accounts with documentation showing source of any large recent deposits.
- Previous quarterly or annual statement on all IRA, Keogh, 401K, Profit Sharing, or Retirement accounts.
- Copy of divorce decree and/or child support court order & statement, if applicable.
- Copy of government-issued photo ID for each borrower (both front and back if ID is military).
If You Currently Own Real Estate:
- Mortgage account information.
- Home insurance policy information.
- Home equity account information, if applicable.
- If your property is in trust, a copy of your Long Form Trust document(s).